Paying for Private Rehab

Private rehab centers all over the UK are working hard every day to assist addicts and their families in getting their lives back on track. Unfortunately, the treatment these offer cannot be provided free without compromising the quality of care. Thus, the cost of private care leaves many individuals without the treatment they need.

On a more positive note, there are rehab centres that are affordable to average, middle-class families throughout Britain. There are also luxury clinics as well, but one does not need to be a millionaire in order to get good, quality treatment at a private clinic. One only needs to be willing to get help and to search out every possible method of payment.

So how do you pay for private rehab? Here are the top five ways it is done:

1. Private Health Insurance

Our typical perception of a drug addict or alcoholic is someone with very little income, perhaps no home, and certainly no way to adequately support him or herself. And while that picture is accurate for some addicts, it is not accurate for all of them. There is no shortage of individuals who would be classified as middle class workers holding down regular jobs while still struggling with drug and alcohol problems. For them, the first place to turn is private health insurance.

Most private health insurance plans in the UK cover rehab, either in part or in full. Individuals need to check their own policies for details. As for the rehab centres, these accept most forms of private health insurance without question.

2. Savings Accounts

A reasonable price for a 12-week residential rehab stay at a budget-minded clinic would be several thousand pounds. Some addicts and their family members can get that amount together by withdrawing from savings accounts. Doing so may not be the best way to spend your savings, but it beats the alternative of allowing an addictive situation to continue.

3. Credit Card Accounts

An active credit card account is another option for paying for private rehab. Major cards like MasterCard and Visa are typically accepted by private clinics without a problem. The major drawback to this form of payment is the high interest consumers pay on the debt they accrue. Again, it is better than the alternative of allowing addiction to continue.

4. Family Donations

Family members of addicts are often distressed by the knowledge that there is little they can do to help, despite an overwhelming desire to do so. Although a struggling addict may have to go to great lengths to convince family members his or her desire to get well is genuine, family members can be persuaded to pool their limited resources together in order to fund rehab. The danger here is accepting donations from family members only to turn around and fail in recovery. They may never help again.

5. Charity Grants

The last method of paying for private rehab is through charitable grants. There are charities that offer rehab programmes using their own facilities and volunteer workers, but there are others that offer grants to pay for rehab at a private clinic. Some of these charities are religiously based; others are funded from a combination of corporate and government money.

There are enough ways to pay for private rehab treatment to at least investigate the possibilities. If you or someone you love is currently struggling with an alcohol or drug problem, consider getting in touch with a rehab referral service as soon as possible. They will be able to help you determine the best course of action for your circumstances.